We help individuals and their families to plan for their retirement and achieve sustainable, tax efficient income through pensions and other investment products.
At any stage we can advise you on your pension options, whether this involves private pension set up and accumulation, or any other type of investment. We help you to plan for your retirement and make the best decisions for you at the time of your retirement.
Our investment products support pension accumulation and decumulation for retirement income. This means taking the income you have accumulated in tax efficient ways and putting in the protections necessary for your family and for your future needs.
We pride ourselves on using the latest interactive technologies available. All our clients have access to a fully functional, secure website and unique mobile applications to view and manage their investment and to securely communicate with their adviser.
Personal / private pension advisor
We are always seeking a better deal for clients or a better match to their present circumstances and objectives.
What pension is right?
- Personal pensions in their current form have been around for a number of years.
- For some, these pension plans are still a very effective way of saving for your retirement. However, with the introduction of low cost pension options as well as flexible and alternative investments, it’s worthwhile getting expert advice.For some clients the older style of personal pension does not offer the flexibility or the low cost structure of the new breed of personal pensions. If you have had one for quite a long time it may be worth considering your options.
- Some clients have the old style legacy pension or a SIPP from years ago that may not be exactly suited to their current and future needs. We can review and assess these and advise on whether maintaining the existing arrangement or a change is better for your needs.
- Some pension plans have transfer penalties that may prove difficult to overcome.